1 Year
SelectedUp to 4.90% p.a.
Indicative range: 4.40–4.90% p.a.
Rates vary by provider, investment amount and eligibility.
- Minimum deposit
- $5,000
- Interest
- At maturity or annually
- Provider
- Participating Australian provider
Australian Term Deposit Comparison
Compare Australian Term Deposit Rates
Compare fixed-term deposit options based on how much you want to invest and how long you want to invest for.
- Compare multiple terms
- Free to use
- No obligation
Current options
1 Year
4.90%
p.a. indicative
2 Years
5.10%
p.a. indicative
3 Years
5.20%
p.a. indicative
Indicative ranges from participating australian providers, shown for general comparison only — not an offer or quote.
Klenk Investments is operated by D C & S J Klenk Investments Pty Ltd, AFSL 486731. General information only — it does not consider your objectives, financial situation or needs.
Step 1 of 4 · Investment Amount
25%Free comparison · No obligation
Current term deposit options
Rates reviewed 21 August 2026Compare Popular Fixed-Term Options
Rates and availability can vary according to deposit amount, term, account type and provider.
Term
Investment amount
2 Years
Up to 5.10% p.a.
Indicative range: 4.50–5.10% p.a.
Rates vary by provider, investment amount and eligibility.
- Minimum deposit
- $5,000
- Interest
- Annually or at maturity
- Provider
- Participating Australian provider
3 Years
Up to 5.20% p.a.
Indicative range: 4.60–5.20% p.a.
Rates vary by provider, investment amount and eligibility.
- Minimum deposit
- $5,000
- Interest
- Annually or at maturity
- Provider
- Participating Australian provider
Indicative ranges compiled for general comparison only. They are not offers, quotes or forecasts, and rates, minimums and availability vary by deposit amount, term, account type and provider. Deposits held with an Australian ADI may be covered by the Financial Claims Scheme up to $250,000 per account holder, per ADI.
Before you renew
Is Your Current Term Deposit About to Mature?
Before your deposit automatically rolls over, see what other rates are currently available. Comparing takes a moment and there is no obligation to change anything.
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Compare in Three Simple Steps
01
Tell Us What You're Looking For
Choose your investment amount, preferred term and investor type.
02
Compare Available Options
We compare relevant term deposit options based on your preferences.
03
Review Your Options
If appropriate, a representative can help confirm current rates, eligibility and next steps.
Compare by Term
Choose a term to update the options above and your comparison.
Who Can Use the Comparison Service?
IndividualsJoint InvestorsSMSFsCompanies
You may want to compare if:
- Your existing term deposit is approaching maturity
- You are deciding between several fixed terms
- You are considering moving funds into a fixed-term deposit
- You want to compare available terms before making a decision
Personalised comparison
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- Free comparison · No obligation
- Compare several fixed terms at once
- Individual, joint, company and SMSF investors
- A representative responds within one business day
We never sell or share your details. General information only — it does not consider your objectives, financial situation or needs.
Understanding Term Deposits
Fixed Interest
The interest rate is generally fixed for the agreed term, so it does not change with movements in the cash rate during that period.
Fixed Term
Funds are ordinarily committed for the selected investment period, subject to the provider's terms, including any early withdrawal conditions.
Deposit Protection
Deposits held with an Australian ADI may be covered by the Financial Claims Scheme up to $250,000 per account holder, per ADI. Not all investments are covered, and coverage should be confirmed with the provider.
Frequently Asked Questions
Klenk Investments is operated by D C & S J Klenk Investments Pty Ltd (ACN 120 054 695), holder of Australian Financial Services Licence 486731. Information on this page is general in nature only, does not constitute personal financial advice and does not consider your objectives, financial situation or needs.